Philip Harrison
Managing Director, Clairmail - Mobile Banking and Mobile Payments
Philip is a professional and charismatic executive with more than 25 years' international experience in general management, high value new business sales and large scale programme management. His skills and experience have been gained with financial services consulting organisations, international banks, MasterCard, Visa, payment card issuers, money transfer operators and technology integrators.
He is a fluent French and Russian speaker (with an MA Honours degree from Oxford University) and has wide experience of UK and international business. He travels regularly and operates with a high degree of autonomy in complex, demanding, and rapidly developing markets. He has built and managed multi-million pound businesses across a wide range of countries including the UK, France, Spain, Portugal, the Netherlands, Italy, Austria, Greece, Cyprus, Belgium, Luxembourg, Romania, Hungary, the Czech Republic, Poland, Turkey, Israel, South Africa, North and West Africa, India, the Russian Federation, Ukraine, Kazakhstan and other CIS countries.
Philip is the Managing Director EMEA - Mobile Banking and Mobile Payments at ClairMail.
Prior to Clairmail, Philip worked as a key member of the Executive Management team for Advanced Payment Solutions Ltd (APS), a leading European prepaid payment card provider. APS is a principal member of MasterCard (through its FSA-regulated subsidiary APS Financial Ltd) and issues the cashplus™ prepaid Gold MasterCard and a range of other card products. As Director of International Business Development responsible for all B2B new business sales, Philip developed the business to the point where the MasterCard portfolio has loaded more than half a Billion GBP in cardholder funds, and the valuation of the APS business is already a multiple of the original VC investment.
As a key Executive of the business, he was responsible for winning and signing all new business sales contracts, and establishing and managing all relationships with strategic partners, distributors and sales agents. White label and co-brand card programmes included a national prepaid MasterCard programme with Posta Romana (the Romanian Post Office), a strategic partnership with ADP (a global provider of payroll services and business outsourcing solutions), and a partnership with e-pay/Euronet. His portfolio of signed contracts includes card programmes for general purpose prepaid, travel, youth, eGaming, on-line Gambling, on-line retailing, debt management, IVA, credit rating repair and international money transfer.
High volume on-line merchant clients include PayPal, Ladbrokes, Gala Coral, Betfair, Argos.
You can reach me at: philipmharrison2 AT gmail .com
or find me on LinkedIn.com
Specialities
International Sales
New Business Development
Sales Director
General Manager
Managing Director
CEO
Technology Export
Payment Card Services - MasterCard Visa Amex
Banking Consulting
Payments Consulting
Payment Technologies
Payment Processing Services
Credit Card, Debit Card, Prepaid Card
Prepaid Solutions
International Money Transfer
Wireless/Mobile Payment Technologies
Core Banking Temenos Fidelity Information Systems Metavante Infosys SAP i-Flex Misys
59 contactsClairmail Mobile Solutions Inc. is the leading provider of enterprise mobile software for banking, payment and card services. Clairmail's customers include 8 of the top 12 North American banks which run Clairmail's mobile payments platform. Over 400 million mobile banking and fraud alerting transactions have been conducted to date by millions of customers.
Clairmail software realises the strategic potential of the mobile channel, driving new levels of customer trust and loyalty, creating revenue-generating opportunities and enabling near-term, measurable cost savings. Banks, processors and payment schemes now have an opportunity to reach 100% of their customer base and deliver personalised content through two-way actionable and conversational alerting. Clairmail's platform also offers multi-channel enrolment options to maximise mobile adoption and return on investment, regardless of mobile device, carrier or back-end financial system. Founded in 2004, Clairmail is headquartered in San Rafael, California.
Clairmail offers a wide range of mobile services including an Actionable Fraud Alerting platform which allows details of potentially fraudulent transactions to be sent directly to the account holder's mobile phone, and allows the account holder to respond immediately via the mobile to confirm the transactions as fraudulent or genuine. This not only minimises inconvenience for customers (who avoid the time and expense of ringing the call centre to deal with fraud alerts), but also vastly reduces in-bound call centre costs, improves customer service and satisfaction, and creates fraud protection cross-sell opportunities. See a two-minute video of the actionable fraud alerting service in action:
http://www.clairmail.com/downloads/videos/prote...
Clairmail in the News:
http://www.clairmail.com/news-and-events/in-the...
Clairmail Resources/Downloads:
http://www.clairmail.com/resource-library/
2005 - 2010You can find me on Linked In. com
or contact me at philipmharrison2 AT gmail .com
APS is Europe's leading MasterCard and Visa prepaid payment card provider.
Clients include Posta Romana, ADP, e-pay (Euronet Worldwide), Money Shop (Dollar Financial Group).
As Director of International Business Development responsible for all B2B new business sales, Philip developed the business to the point where the MasterCard portfolio has loaded more than half a Billion GBP in cardholder funds, and the valuation of the APS business is already a multiple of the original VC investment.
2004 - 2005Head of MasterCard and Visa Payment Card Services, Strategy and Business Development
2003 - 2004Philip was Vice President of Business Development for Visa Central Europe, Middle East and Africa. He was responsible for business development, relationship management, business analysis and operations. He was responsible for setting strategic direction, identifying new business opportunities, driving card issuance and usage, and managing executive-level client relationships with member banks, central banks, national banking associations and partner companies.
2002 - 2003Philip developed a range of investment opportunities, sourcing technology and service offerings from the Russian Federation for international commercialisation.
2000 - 2002Philip was Sales Director for the Mobile Payment Technologies and Consulting division of Brokat, a supplier of consulting services and banking technologies in the areas of mobile payment processing, on-line banking and on-line brokerage. He was responsible for building and managing the direct and indirect sales organisations, and for winning profitable, sustainable business. In this role he directed a team of experienced business development managers and won a range of contracts including a multi-million-pound pan-European contract to provide mobile payment processing services for a global telecommunications provider.
1992 - 2000Applied Communications Inc. ( www.aciworldwide.com ) is a leading supplier of consulting services, payment card processing technologies and risk management solutions to the banking sector.
Philip held a number of business development and general management positions with ACI, and in these roles he built and managed operations in a wide range of countries throughout EMEA and the CIS. He consistently exceeded multi-million-pound revenue targets and won a place on ACI's 100% Club sales incentive trip every year between 1993 and 2000.
He opened ACI's offices in the Russian Federation and established the business to provide consulting services and solutions to the banking sector. He built and managed the Russian Federation operation so successfully that this became ACI's largest and most profitable division in EMEA after the UK.
1990 - 1991Sales Manager Western Europe for International Banking Information Systems (IBIS) Ltd. (IBIS were latterly known as Financial Objects, now part of Temenos Group AG)
1984 - 1990Philip was a senior management consultant in the Banking Division of Andersen Consulting (now Accenture). He was responsible for the programme management of numerous integration projects in the banking sector, managing large, multi-disciplinary teams of professional consulting staff. He gained extensive experience of project sales, implementation and support throughout Europe.
His experience includes core banking implementation projects covering the areas of investment management, risk management, accounting, foreign exchange, treasury and off-balance sheet products, commercial lending, securities processing, statutory reporting and leasing. His clients included HSBC, Barclays Bank, Daiwa Securities, Italian International Bank, Banca di Roma and IBM Financial Services.
